The questions people ask us

• Can I sell my house if it's in foreclosure in Indiana?Yes. Being in foreclosure doesn't stop you from selling. Until the sheriff's sale happens, the house is still yours, and you can sell it, even after the court has entered a judgment.
• Will I get more money if I let it go to the sheriff's sale?Usually not. Most sheriff's sales end with the lender taking the house back for what it's owed, and nobody pays you for the equity. If you have equity, selling before the sale is usually how you keep it.
• How long until the sheriff's sale in Indiana?Usually many months, often close to a year from the first missed payment, because Indiana foreclosures go through a court. Every case moves at its own pace. Your own case on MyCase is the only reliable timeline.
• I got foreclosure papers. What do I do now?Read the papers for two deadlines: the date to answer the case and the date to ask for a settlement conference. Then call a free housing counselor or an attorney. You have more time and more options than it feels like.
• Who's calling me about my house, and is it a scam?Foreclosure cases are public records, so buyers, investors and others find them and reach out. That includes us. Most calls aren't scams, but some are, and there are a few clear red flags.
• How do I get into a house after the owner died?Get access through someone with authority over the house: the personal representative of the estate, the heir who now owns it, or the loan servicer if the lender changed the locks. Don't break in, even if it's your family's house.

Do I own it? What if my siblings won't talk to me? Do we need probate? Do I owe the mortgage? Those are answered on our inherited house page.

How the court case and the sheriff's sale work where you live: Lake · Porter · LaPorte · St. Joseph · Elkhart.

Don't see your question? Call or text James at (219) 419-4114.

General information about Indiana, not legal advice. Last checked October 21, 2026.